Last Updated: May 14, 2025
Welcome to Pocket Pesa. These Terms of Service ("Terms") govern your use of our website, mobile applications, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.
"Pocket Pesa," "we," "us," or "our" refers to Pocket Pesa Ltd., a company registered in Uganda.
"User," "you," or "your" refers to any individual or entity using our Services.
"Account" refers to your registered account with Pocket Pesa.
"Transaction" refers to any financial operation conducted through our Services.
3.1. To use certain features of our Services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process.
3.2. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
3.3. You must immediately notify us of any unauthorized use of your account or any other breach of security.
3.4. We reserve the right to suspend or terminate your account if any information provided during registration proves to be inaccurate, not current, or incomplete.
4.1. Pocket Pesa provides various financial services, including but not limited to money transfers, bill payments, virtual cards, savings, and merchant payments.
4.2. All transactions are subject to verification and approval by Pocket Pesa and relevant financial institutions.
4.3. Transaction fees may apply and will be disclosed to you before you complete a transaction.
4.4. We reserve the right to refuse or cancel any transaction at our sole discretion.
5.1. You agree not to use our Services for any illegal or unauthorized purpose.
5.2. You agree not to attempt to circumvent any security measures implemented by Pocket Pesa.
5.3. You agree not to engage in any activity that disrupts or interferes with our Services.
5.4. You agree not to use our Services for money laundering, terrorist financing, or any other illegal activities.
6.1. All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, are the exclusive property of Pocket Pesa or its licensors.
6.2. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services without our prior written consent.
7.1. To the fullest extent permitted by applicable law, Pocket Pesa shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses.
7.2. Our liability to you for any cause whatsoever, regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to us for the Services during the term of your use of the Services.
You agree to indemnify, defend, and hold harmless Pocket Pesa and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from or relating to your violation of these Terms or your use of the Services.
We reserve the right to modify these Terms at any time. If we make changes, we will provide notice by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our Services after such notice constitutes your acceptance of the modified Terms.
These Terms shall be governed by and construed in accordance with the laws of Uganda, without regard to its conflict of law principles.
If you have any questions about these Terms, please contact us at:
Pocket Pesa Ltd.
Kampala, Uganda
Email: legal@pocketpesa.app